Consumer Bankruptcy Project
Consumer Bankruptcy Project
To get help from the Consumer Bankruptcy Project, call 212.626.7383.
Overview
The City Bar Justice Center’s Consumer Bankruptcy Project provides free legal assistance to low-income consumers in New York City. We help New Yorkers with outstanding debts, assist debtors filing pro se bankruptcy petitions, and provide pro bono representation to debtors in contested matters. This Project allows clients who would otherwise be unable to file or retain counsel to reorder their finances and get an economic fresh start.
We recruit, train, and mentor volunteer lawyers to advise low-income consumers of their rights and responsibilities regarding outstanding debts. Where appropriate, volunteers prepare the forms and schedules necessary for debtors to file pro se Chapter 7 cases and advise them on the steps needed to successfully obtain discharge.
We also oversee the Bankruptcy Pro Bono Panel, which provides pro bono representation in matters referred by bankruptcy judges of the Southern and Eastern Districts of New York. The Panel is comprised of volunteer attorneys who represent pro se debtors in discrete contested matters relating to their Chapter 7 cases, such as the discharge of student loans and stay relief.
Ramona Morel directs the Consumer Bankruptcy Project, and Alexa Tovar is the Project Coordinator.
Not sure if this is the right project? Contact our free Legal Hotline at 212-626-7383.
Financial Education Resources
Financial Literacy For Veterans Presentation (2020)
Financial Education Resources for Veterans (2020)
Financial Literacy Guide (2020)
Bankruptcy Resources
Small Business Bankruptcy Webinar – Watch video / Download presentation slides (2020)
Dealing With the Financial Impact of the Coronavirus in NYC (2020)
Manejo del Impacto Financiero del Coronavirus en la Ciudad de NY (2020)
Bankruptcy: Options for Small Businesses in Distress (2020)
Personal Bankruptcy: Is it Right For You? (2021)
Bancarrota Personal: ¿Es Conveniente Para Usted? (2021)
Bankruptcy: Guide to Residential Evictions (2018)
Consumer Bankruptcy Project Brochure (2018)
Bankruptcy Basics: A Gr Empluide fooyees (2016)
Filing for Bankruptcy: Know the Basics (2015)
Bankruptcy: Fresh Start After a Natural Disaster (2015)
Bankruptcy: Understanding Reaffirmation Agreements (2013)
Latest news
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February 18, 2021
Trailblazer Ramona Morel Receives the Renaissance Award from the New York Institute of Credit
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Upcoming events
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NELP Small Business Remote Legal Clinic
The Neighborhood Entrepreneur Law Project (NELP) is hosting a virtual legal clinic for micro-entrepreneurs. It’s an opportunity to receive FREE legal advice on business-related matters from volunteer attorneys during a 45-minute consultation. Registration is required. Click here to register.
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NELP Small Business Remote Legal Clinic
The Neighborhood Entrepreneur Law Project (NELP) is hosting a virtual legal clinic for micro-entrepreneurs. It’s an opportunity to receive FREE legal advice on business-related matters from volunteer attorneys during a 45-minute consultation. Registration is required. Click here to register.