Consumer Bankruptcy Project
Consumer Bankruptcy Project
To get help from the Consumer Bankruptcy Project, call 212.626.7383.
Overview
The City Bar Justice Center’s Consumer Bankruptcy Project provides free legal assistance to low-income consumers in New York City. We help New Yorkers with outstanding debts, assist debtors filing pro se bankruptcy petitions, and provide pro bono representation to debtors in contested matters. This Project allows clients who would otherwise be unable to file or retain counsel to reorder their finances and get an economic fresh start.
We recruit, train, and mentor volunteer lawyers to advise low-income consumers of their rights and responsibilities regarding outstanding debts. Where appropriate, volunteers prepare the forms and schedules necessary for debtors to file pro se Chapter 7 cases and advise them on the steps needed to successfully obtain discharge.
We also oversee the Bankruptcy Pro Bono Panel, which provides pro bono representation in matters referred by bankruptcy judges of the Southern and Eastern Districts of New York. The Panel is comprised of volunteer attorneys who represent pro se debtors in discrete contested matters relating to their Chapter 7 cases, such as the discharge of student loans and stay relief.
Ramona Morel directs the Consumer Bankruptcy Project.
Not sure if this is the right project? Contact our free Legal Hotline at 212-626-7383.
Resources
Bankruptcy: Guide to Residential Evictions (2018)
Consumer Bankruptcy Project Brochure (2018)
Personal Bankruptcy: Is It Right For You? (English) (2016)
Personal Bankruptcy: Is It Right For You? (Spanish) (2013)
Bankruptcy: Understanding Reaffirmation Agreements (2013)
Filing for Bankruptcy: Know the Basics (2015)
Bankruptcy: Fresh Start After a Natural Disaster (2015)
Bankruptcy Basics: A Guide for Employees (2016)
Latest news
-
April 13, 2018
CED Unit Tax Series II: Beware the Tax Refund Offset!
Income Tax Refunds and Debt Preparing your personal income taxes can be, well, taxing. Yet for people with refunda
Read more -
November 13, 2017
Overwhelmed With Student Loan Debt? Start Managing Loans With These Steps
Student loan debt is the nation’s second highest type of consumer debt, standing at $1.4 trillion dollars, accord
Read more -
September 19, 2017
In the Wake of the Equifax Breach, Steps to Protect Yourself From Identify Theft
Equifax, one of the largest credit monitoring and reporting agencies in the US, is one of the latest companies to f
Read more
Upcoming events
-
NELP – Legal Clinic
Thursday, May 30, 2019: (5:30 PM – 7:30 PM): A small business legal clinic will be held in Manhattan at the Pace University Small Business Development Center. By subway this location is accessible via the A/C/2/3 to Fulton St; or the 4/5/6 to Brooklyn Bridge-City Hall. To register for an appointment, please contact NELP at 212-382-6633.
-
NELP – Legal Clinic
Wednesday, May 22, 2019 (5:30 PM – 7:30 PM): A small business legal clinic will be held in Queens at the Queens Economic Development Corporation, located at 36-46 37th Street, Long Island City, NY 11101. By subway, this location is accessible via the M/R to 36th St. To register for an appointment, please contact NELP at (212) 382-6633.