Consumer Bankruptcy Project

Consumer Bankruptcy Project
To get help from the Consumer Bankruptcy Project, call 212.626.7383.
Overview
The City Bar Justice Center’s Consumer Bankruptcy Project provides New York City individuals struggling with consumer debt, and those whose incomes are at or below 200% of the federal poverty level, with assistance in filing for bankruptcy relief. Unexpected life events such as divorce, loss of income, and illness are reasons individuals with limited economic means struggle to pay back their creditors. They are constantly harassed by debt collectors, have their incomes garnished, and risk having their minimal assets seized, pushing them further into poverty.
The Bankruptcy Project realizes its work by recruiting, training, and mentoring volunteer lawyers to help New Yorkers struggling with consumer debts obtain an economic fresh start. Where appropriate, volunteers prepare the forms and schedules necessary for individuals to file pro se Chapter 7 cases and advise them on the steps needed to successfully obtain a discharge.
The Bankruptcy Project also oversees the Bankruptcy Pro Bono Panel, which provides pro bono representation in matters referred by bankruptcy judges of the Southern and Eastern Districts of New York. The Panel is comprised of volunteer attorneys who represent interested parties, who cannot afford to obtain private counsel, in discrete contested matters relating to their bankruptcy cases, such as the discharge of student loans and stay relief.
Ramona Morel directs the Consumer Bankruptcy Project and Yenissell Sanchez is the project coordinator.
Not sure if this is the right project? Contact our free Legal Hotline at 212-626-7383.
Financial Education Resources
Financial Literacy For Veterans Presentation (2020)
Financial Education Resources for Veterans (2020)
Financial Literacy Guide (2020)
Bankruptcy Resources
Small Business Bankruptcy Webinar – Watch video / Download presentation slides (2020)
Dealing With the Financial Impact of the Coronavirus in NYC (2020)
Manejo del Impacto Financiero del Coronavirus en la Ciudad de NY (2020)
Bankruptcy: Options for Small Businesses in Distress (2020)
Personal Bankruptcy: Is it Right For You? (2021)
Bancarrota Personal: ¿Es Conveniente Para Usted? (2021)
Bankruptcy: Guide to Residential Evictions (2018)
Consumer Bankruptcy Project Brochure (2018)
Bankruptcy Basics: A Gr Empluide fooyees (2016)
Filing for Bankruptcy: Know the Basics (2015)
Bankruptcy: Fresh Start After a Natural Disaster (2015)
Bankruptcy: Understanding Reaffirmation Agreements (2013)
Latest news
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May 18, 2021
How Access to Language Services is Vital to Closing the Justice Gap
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February 18, 2021
Trailblazer Ramona Morel Receives the Renaissance Award from the New York Institute of Credit
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December 23, 2020
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Upcoming events
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NELP Small Business Remote Legal Clinic
The Neighborhood Entrepreneur Law Project (NELP), in partnership with the Queens Economic Development Corporation, is hosting a virtual legal clinic for NYC-based micro-entrepreneurs. It’s an opportunity to receive FREE legal advice on business-related matters from volunteer attorneys during a 45-minute consultation. Registration is required. Click here to register.
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NELP Small Business Remote Legal Clinic
The Neighborhood Entrepreneur Law Project (NELP) is hosting a virtual legal clinic for NYC-based micro-entrepreneurs. It’s an opportunity to receive FREE legal advice on business-related matters from volunteer attorneys during a 45-minute consultation. Registration is required. Click here to register.