Consumer Bankruptcy Project

Consumer Bankruptcy Project

To get help from the Consumer Bankruptcy Project, call 212.626.7383.

Overview

The City Bar Justice Center’s Consumer Bankruptcy Project provides free legal assistance to low-income consumers in New York City with outstanding debts, assisting debtors filing pro se bankruptcy petitions and providing pro bono representation to debtors in contested matters. This Project allows clients who would otherwise be unable to file, due to an inability to retain counsel, to reorder their finances and obtain an economic fresh start.

We recruit, train, and mentor volunteer lawyers to advise low-income consumers of their rights and responsibilities regarding outstanding debts. Where appropriate, volunteers prepare the forms and schedules necessary for debtors to file pro se Chapter 7 cases and advise them on the steps needed to successfully obtain discharge.

We also oversee the Bankruptcy Pro Bono Panel, which provides pro bono representation in matters referred by bankruptcy judges of the Southern and Eastern Districts of New York. The Panel is comprised of volunteer attorneys who represent pro se debtors in discrete contested matters relating to their Chapter 7 cases, such as the discharge of student loans and stay relief.

Ramona Morel directs the Consumer Bankruptcy Project. 

Latest news
Upcoming events
  • NELP – Legal Clinic

    Tuesday, December 12, 2017 (5:30 PM – 7:30 PM): A small business legal clinic will be held in the law offices of AIG, located at 175 Water St, New York, NY 10038. By subway, this location is accessible via the 2/3 to Wall St or the J/Z/A/C/4/5 to Fulton St. If you are interested in attending this legal clinic, please click here to fill out our Google form.

  • NELP – Legal Clinic

    Wednesday, December 6, 2017 (5:30 PM – 7:30 PM): A small business legal clinic will be held in Upper Manhattan at the NYC Business Solutions Center, located at 361 West 125th St, New York, NY 10027. By subway, this location is accessible via the A/B/C/D to the 125th St station. To register for an appointment, please contact NELP at (212) 382-6633.